12 Mobile Apps For Online Payments in India

Mobile payment refer to a term that offer payment services using mobile wallet instead of paying cash or by card. The online bill payment or online money transfer experienced considerable growth in India in terms of volume and transactions.

Unified Payments Interface is the new direct bank transfer payment system by National Payments Corporation of India, That allows transferring of funds to bank accounts on a mobile platform. Some of the most popular UPI mobile Apps in India are listed below.



Bharat Interface for Money (BHIM) is a UPI based instant digital payment system available for your mobile phone developed by the National Payments Corporation of India (NPCI). Indian mobile payment App also facilitate e-payments directly through bank and part of the cashless revolution.

Google Pay


Google Pay offers the simplest way to send money, recharge mobile or pay the neighborhood stores, built for India with all the features and rewards. The digital wallet and online payment system also supports public transportation tickets, event and movie tickets.

Amazon Pay


Amazon Pay gives users the option to pay online to purchase goods and services from websites, stored and mobile apps. The online payments processing service is available in India along with 18 other countries and offers a trusted & convenient way to shop online.



PhonePe digital payment platform is based on the Unified Payments Interface and available in over 11 Indian languages. The digital wallet and mobile app payment system allows users to send and receive money, book Ola rides, pay for Redbus tickets and make utility payments.



Paytm app stands for Pay through mobile, one of the first e-commerce payment system in India that allows online mobile recharges, utility bill payments, travel and movies bookings. In year 2015, Paytm also launched the Paytm Payments Bank license from Reserve Bank of India.



Freecharge allows user to pay electricity, gas bills, recharge mobile, broadband, DTH and other utility services. Axis Bank acquired freecharge in 2017, now the freeCharge enables BHIM UPI on its digital wallet platform and also launched digital credit cards.


MobiKwik launched e-wallet system that allows users to deposit money online in the wallet and use for bill payments and other online payments. The mobile phone based payment system and digital MobiKwik wallet now also provides financial services like loan, insurance, money transfer and mutual funds.

ICICI Pockets


Pockets by ICICI Bank is an e-wallet that allows user to recharge mobile, send money, online shopping, pay bills anywhere and much more. ICICI Pockets wallet is the first app in India to offer UPI, Bharat QR code payments.

Yono by SBI


YONO wallet by SBI lets you shop, pay bills, recharge and book movie tickets. The YONO (You Only Need One) is an integrated digital banking platform offered as a smartphone app for both Android and iOS.

PayZapp – HDFC Bank

PayZapp by HDFC Bank is a complete online payment solution for utility bills, mobile, DTH recharge and groceries with great offers. The Indian banking and financial services company, HDFC Bank wallet also giving the power to book flight, train tickets, bus and hotels in just one click.


JioMoney in MyJio app is a smart, simple & secure digital payment service provider, online and offline merchants across the country have accept payments through JioMoney. The app allows you to be free from the limitations of cash on the go and a safe and secure way to make online payments in India.

Airtel Money


Airtel Money is a digital wallet by Airtel Payment Bank that allows users to make payments using Airtel Thanks app. Airtel Payments Bank is part of the cashless revolution of India, Airtel Money is a digital wallet that allows customers to recharge, pay bills, shop online.

There are few more popular mobile wallet service provider in India offering direct bank transfer payment system with Unified Payments Interface – PayPal, Mi-Pay, Samsung Pay, Apple Pay and WhatsApp Pay.

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